How to Get Blue Cross Health Insurance That’s Right For You

Health insurance is an important consideration for people of all ages, even in Canada! While it’s true that a portion of our health services is covered by the government, provincial plans can be expensive, limit your choices, and should only be used as a last resort. On the other hand, an affordable insurance policy from Blue Cross can help round out your coverage—ensuring you pay less, have peace of mind, and can always focus on putting your health first. In this post, you’ll discover how to choose the insurance that’s right for you, as well as what level of insurance you should be considering at different stages of your life.

Getting Blue Cross Health Insurance in Easy

It’s never been easier for you to purchase your own personal health insurance plan, especially if you are in good health! It’s better to apply for a personal health insurance plan sooner rather than later, especially if:

  • You do not receive health benefits through your work
  • You’ve recently lost or will be losing your group benefits
  • You’d like to complement your employer’s existing plan

Let’s take a look at a quick step-by-step breakdown for how to get started with your personal plan.

  • Step 1 – Take a look at the different plan options that are available to you in the Elements by Medavie Blue Cross brochure (available in this free health Insurance resources package)
  • Step 2 – Choose the coverage level that is right for you
  • Step 3 Call Medavie Blue Cross 888-507-0088
  • Step 4 – Fill out the Medavie Blue Cross application form

And that’s it! In just three simple steps you can ensure your health is always protected.

Blue Cross Health Insurance Grows With You

What differentiates Blue Cross from other health insurance providers is our flexibility. With a Blue Cross plan, you choose a base coverage, then have the freedom to add or remove coverage as your life changes. You can also choose to add additional modules such as critical illness coverage, assured access, and hospital cash. The bottom line is with Blue Cross you’ll always have the coverage that is right for you.

Depending on where you are in your life, there are different ways to get the Blue Cross health insurance you need. Let’s take a look at a few life milestones, as well as the ideal plans for these times.

Just Starting Out

When you leave your parent’s plan and finally branch out on your own, it can be a very exciting time. It’s also the best time to invest in your own health insurance. When you’re young and healthy, you can get an excellent plan at an affordable cost. A Blue Cross health plan can provide security when you’re beginning your career. Once you find a job with an employee health plan, you can put your Blue Cross plan on hold and activate it again at a later date without having to re-qualify. This is a great feature, especially as life and circumstances change.

In this scenario, you may want to consider an entry level health plan with assured access so you can put your plan on hold (if you find a job with an employee plan) and reactivate it later without having to requalify.

Beginning a Family

Let’s say a few years down the line you find someone who you want to start a family with. Will your employee benefits plan be enough to cover all of the members of your expanding household? It’s possible, but hard to say for sure. On the other hand, if you have a personal health insurance plan from Blue Cross, you can easily expand your coverage to include your spouse and children—ensuring everyone in your family has the coverage they need to be healthy and happy.

If this sounds like you, you’ll probably want health and drug coverage to that ensure you and your little ones will always have access to the medicine they need.

Branching Out on Your Own

After spending time working for an employer, you may decide that you want to branch out on your own and start a new business. This is an exciting time, but can come with a great deal of uncertainty—and the last thing you want to worry about is health insurance! Luckily, Blue Cross is here for you. Earlier, we mentioned you can choose to put your plan on hold and reactivate it at a later date without having to qualify again. This would be an example of a great time to take advantage of that benefit. Simply reactivate your plan and you’re covered—allowing you to work toward the dream of starting your own business with an added level of security.

In a situation like this, we would recommend essential health and drug coverage, as well as dental coverage so you can look and feel your best while starting your new life.


Eventually, we all reach the point where we deserve some rest and relaxation! Retirement offers freedom, but it also comes with changes. Luckily, your Blue Cross health insurance plan can help you prepare for those changes. By this point, your children will probably be ready to branch out on their own, meaning you can once again adjust your coverage to focus more on the enhanced health, dental, and drug benefits you and your spouse will need during your retirement years.

When it’s time to retire, you should choose a plan that offers comprehensive health, drug, and dental coverage. Although Dental coverage may not be needed in certain circumstances.

For more information on insurance in your golden years, be sure to check out my helpful ebook, Retirement and Health Insurance.

Blue Cross Offers Health Insurance for Every Lifestyle and Budget

Regardless of where you are in your life, health insurance is essential. Whether you’re fresh out of school, starting a family, or ready to enjoy your golden years, a Blue Cross health insurance plan can help keep you and your loved ones happy, healthy, and secure. Best of all, Blue Cross health insurance is easy to get.

Ready to learn more about how you can protect your health? Contact us today! We can chat about your needs and how Blue Cross can help. We can also provide you with a quote that offers a clear understanding of the cost, as well as the benefits associated with a personal plan.

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